My Financial Health Advice is a website developed in Canada for Canadians of all ages. We are focused on bringing retirement planning tools to the modern age and providing instant, professional, and detailed retirement advice in an online format.

Our Team

Michael Demner


A Fellow of the Canadian Institute of Actuaries (FCIA) and a Fellow of the Society of Actuaries (FSA). Bringing 48 years experience to make retirement advice easier.

Brad Dehnert

Solutions Architect

Technical lead and website developer. Has worked in the web industry for over 15 years and is excited about bringing retirement planning to the web.

Claire Demner

Accountant (CPA)

A Certified Professional accountant (CPA) with over 10 years of experience working with Michael in all areas of the pension world.

Our History

Our website was created by Michael Demner, a certified Actuary, who has over 45 years experience in designing and administering all types of retirement savings plans and their financial management. He has worked across Canada and the United States providing expert advice to individuals, lawyers and small companies.

Michael created this website in order to bring retirement planning to everyone and anyone in Canada. Retirement planning is an important piece of your future but is largely ignored until you're close to retirement at which time it's sometimes too late. With this website, we aim to bring a younger audience into thinking about retirement at an early age.

The sooner you begin to look at your retirement the better your retirement can look.

Our website provides advice on all types of retirement savings plans including defined benefit pension plans such as B.C. Public Pension Plan. You can find out more about the different pension plans here.

We hope that you enjoy this experience and if you have any questions, comments or suggestions for improvement please contact us or fill out our comment form.